Privacy Policy
At Shieldora Pro Insurise, we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your personal information when you use our services.
Information We Collect
We may collect personal information that you provide directly to us, such as:
- Contact information (name, email, phone number, address)
- Demographic information (age, gender, occupation)
- Financial information (for underwriting and billing purposes)
- Health information (for health and life insurance applications)
How We Use Your Information
We use the information we collect to:
- Process insurance applications and claims
- Provide customer service and support
- Communicate with you about your policies
- Improve our services and develop new products
- Comply with legal obligations
Information Sharing
We do not sell your personal information to third parties. We may share your information with:
- Insurance carriers and underwriters
- Service providers who assist in our operations
- Regulatory authorities as required by law
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.
Your Rights
You have the right to access, update, or delete your personal information. You may also opt out of receiving marketing communications from us.
Terms & Conditions
These Terms & Conditions govern your use of the Shieldora Pro Insurise website and services. By accessing our website or using our services, you agree to be bound by these terms.
Insurance Policies
All insurance policies are subject to the terms and conditions outlined in the policy documents. The coverage provided is subject to underwriting approval and may vary based on individual circumstances.
Accuracy of Information
You are responsible for providing accurate and complete information when applying for insurance. Misrepresentation or omission of material facts may result in denial of coverage or policy cancellation.
Premium Payments
Premium payments must be made by the due date specified in your policy. Failure to pay premiums may result in lapse of coverage. We accept various payment methods including credit cards, electronic checks, and automatic bank drafts.
Claims Process
Claims must be reported promptly after an incident occurs. You are required to provide all necessary documentation to support your claim. We reserve the right to investigate claims to determine coverage and liability.
Policy Cancellation
You may cancel your policy at any time by providing written notice. We may cancel policies for non-payment of premiums, material misrepresentation, or fraud as permitted by law.
Limitation of Liability
Shieldora Pro Insurise shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website.
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the modified terms.
